Teddy Bridgewater has taken out a policy in order to protect himself financially in the event of a career threatening injury. Bridgewater threw for 3,718 yards, with 27 touchdowns and eight interceptions last year, making himself a legitimate NFL prospect. The move seems to be pretty smart and more and more common, given the cruel and unforgiving nature of football.
And according to David Pollack, the purchase proves to be extra wise for Bridgewater given his supporting cast:
He needed it with his Oline last year RT@schadjoe: Louisville QB Teddy Bridgewater said he took out a $10 million insurance policy
— David Pollack (@davidpollack47) July 29, 2013
In a March article for Saturday Down South, S.M. Oliva explains the details of “exceptional student-athlete disability insurance” (or ESDI), and why the likes of Jadaeveon Clowney and Johnny Manziel have bought policies themselves:
…would pay them benefits in the event of a career-ending injury while still playing college football….ESDI policies are only available to players who have demonstrated high draft potential, in the case of football within the first three rounds of the NFL Draft. ESDI policies are also available to potential first-round Major League Baseball, NBA and WNBA draft picks, as well as any men’s hockey player projected to go in the first three rounds of the NHL Draft….By restricting ESDI coverage to “total” disability, however, college players receive no protection from a potential drop in projected draft status.
This could be the beginning of a new, widespread trend with promising young athletes around the country.